Tax and money guides
Each guide brings the official rules from government sources together in one place, explains them in plain English and adds comparison tables calculated with our own calculators. Every guide links to the calculator you need next.
- United Kingdom · Pensions & pay
What Salary Sacrifice Really Costs at Every UK Salary (2026/27)
How much take-home pay each £1 of pension salary sacrifice really costs in 2026/27, from £25k to £150k, in Scotland, with student loans and the £100k trap.
Updated 1 November 2026 · 4 min read - Australia · Income tax & pay
Australia’s Tax Cut from 1 July 2026: How Much More You Take Home at Every Salary
The 16% rate fell to 15% on 1 July 2026. See your tax saving at every salary, why most people get $268, the new HELP thresholds and what changes in 2027.
Updated 30 October 2026 · 4 min read - Canada · Income tax & pay
Canada’s 2026 Tax Changes: The 14% Rate, New Brackets, CPP and EI — What It Means for Your Pay
Canada’s 2026 federal tax: the 14% lowest rate, indexed brackets, a $16,452 basic personal amount, higher CPP and EI limits, and the change at every salary.
Updated 30 October 2026 · 3 min read - United Kingdom · Income tax & pay
UK Income Tax and Take-Home Pay 2026/27: Bands, National Insurance and What You Actually Keep
UK income tax bands for 2026/27 in England, Wales, NI and Scotland, National Insurance, the £100,000 tax trap and take-home pay tables from £20k to £150k.
Updated 30 October 2026 · 4 min read - United Kingdom · Property tax
Stamp Duty in 2026: England vs Scotland vs Wales Compared (Home Movers, First-Time Buyers and Second Homes)
SDLT, LBTT and LTT side by side: current rates, first-time buyer relief, second-home surcharges and tax at every price from £150k to £1m.
Updated 30 October 2026 · 4 min read - UK, Australia, New Zealand, Canada · VAT & GST
How to Add or Remove VAT and GST: Formulas and Tax Fractions for the UK, Australia, New Zealand and Canada
Add or remove VAT and GST correctly: ÷ 1.2 for UK VAT, 1/11 for Australian GST, 3/23 for NZ, the tax fraction for every rate, and the 20% mistake to avoid.
Updated 30 October 2026 · 3 min read - Canada · Sales tax
GST, HST, PST and QST in Canada 2026: Rates by Province and How to Calculate Them
GST/HST, PST and QST rates for every province in 2026 (CRA), tax on $100 and $1,000, how to remove tax from a price, and the $30,000 small supplier rule.
Updated 30 October 2026 · 3 min read - Australia · Vehicle duty
Car Stamp Duty in NSW vs Victoria 2026–27: Rates, Worked Examples and Which State Costs More
NSW vs Victoria car stamp duty for 2026–27: rates, the $80,809 VIC threshold, green car rate, dutiable value rules and duty on cars from $15k to $150k.
Updated 30 October 2026 · 3 min read